Calculator

Retirement readiness.

A quick projection of your Canadian retirement income — including CPP, OAS, work pensions, and personal savings — and where the gaps are. Use it as a starting point, not the final word.

A couple walking along a quiet lakeside path at sunrise

You today

Personal savings & investments

Government & work pensions

Work pension

This tool is for educational purposes only and does not constitute personalized financial, tax, or investment advice. CPP and OAS defaults are approximate 2025 figures and assume you qualify for them at your chosen retirement age; actual entitlements depend on contribution history, residency, and claiming age. Real outcomes depend on many factors including taxes, sequence of returns, and pension indexing not fully modelled here.

Go deeper

Turn this projection into a plan.

Book a private strategy call and we'll build a real retirement plan — with tax, CPP/OAS, workplace pensions, and your specific assets included.

Book a Strategy Call