Buy-sell funding
Insurance-funded agreements so partners can exit cleanly.
Business Planning
Wealth strategy for owner-operators.
Your business is likely your largest asset and biggest tax problem. We design strategies that protect it, extract value tax-efficiently, and prepare it for succession.
The plan your business needs — beyond the accountant.
Most owners have an accountant and a lawyer. Very few have someone connecting the tax return, the corporate structure, the shareholder agreement, and the retirement plan into one coherent picture.
That's what we do at Owliv Wealth. We work alongside your existing team to identify where the business is exposed — key-person risk, unfunded shareholder agreements, trapped retained earnings, unnecessary tax — and build strategies that turn those weaknesses into structured advantages.
The result is a business that keeps running through disruption, keeps compounding through tax efficiency, and is ready to sell or transfer on your terms.
What's inside
The details that matter.
Key-person coverage
Protect the business from losing an irreplaceable contributor.
Corporate-owned insurance
Grow retained earnings in a tax-advantaged shelter.
Retained earnings
Turn passive cash into a working, compounding asset.
Personal guarantees
Cover debt personally guaranteed by the owner.
Succession
Prepare the business — and the family — for transition.
Talk it through
See how this fits your plan.
Book a private strategy call and we'll walk through how this service works inside a plan built for you.